How VAT (BTW) applies to invoices you receive through Finqle, including reverse-charge and cross-border scenarios.
TL;DR
- Standard NL invoices show 21% VAT, charged by the merchant or by Finqle on the merchant's behalf via reverse billing.
- Cross-border B2B services within the EU are often reverse-charged: no VAT on the invoice, and you self-account for VAT in your own return.
- Non-NL debtors should confirm their VAT setup with Finqle support, since requirements vary by country.
How VAT normally appears on your invoices
- If your merchant is a standard NL VAT-registered business, invoices show 21% VAT, or the applicable reduced rate.
- If your merchant is registered under the Dutch KOR (small business VAT exemption), no VAT is charged.
- Collective invoices show VAT per underlying invoice line, not a single blended rate.
Reverse charge (cross-border B2B)
When a merchant in one EU country supplies services to a VAT-registered debtor in another EU country, VAT is often shifted to the debtor under the reverse-charge mechanism:
- The invoice shows 0% VAT with a note that VAT is reverse-charged.
- You, the debtor, self-account for the VAT in your own local VAT return and typically reclaim it in the same return if you have full input VAT recovery.
- This does not change the total amount you pay the merchant or Finqle. It only changes how VAT is administered.
Non-NL debtors
If your company is registered outside the Netherlands:
- Confirm your VAT number format and reverse-charge eligibility with Finqle support before your first invoice.
- Country-specific VAT rules (rates, reverse-charge thresholds, non-EU import VAT) are not something Finqle can advise on directly. Consult your own tax advisor for your specific obligations.
- Contact support@finqle.com to confirm how your invoices should display VAT.
FAQ
Why does my invoice show 0% VAT?
This usually means the reverse-charge mechanism applies because you and the merchant are VAT-registered businesses in different EU countries. Check the invoice note referencing reverse charge and self-account for VAT in your own return.
Can I reclaim VAT shown on invoices from Finqle-affiliated merchants?
VAT reclaim rules depend on your own country's tax rules and your business's VAT position. Finqle invoices show the VAT charged, but reclaim eligibility is determined by your local tax authority.
Who do I ask about my specific country's VAT treatment?
Contact support@finqle.com for how Finqle displays VAT on your invoices, and your own tax advisor for how to report it.